Payl8r is a simple payment option that enables you to buy the goods and services
you require now, and spread the cost over a time period to suit you!
*Important - The Interest rate given is subject to credit. The above is an example only
Why use Payl8r?
We've got you covered
All credit types considered
0% interest available
0-18 month terms
Friendly UK support team
Interested?
How does it work
1. Checkout with Payl8r
Click the Payl8r option at the checkout
2. Our payment process
Select deposit, instalment plan & complete the 60 second application form.
3. Receive Confirmation
Your items have been paid for and on their way to you!
4. Account Setup
Log into your account to view all purchases and payment dates.
What will it cost?
You can repay in full within 30 days at 0% interest or choose an interest bearing plan.
Interest rates vary subject to status and start at 1% per month
Application fees may apply.
Will I qualify?
Be a UK resident
Have online banking
Have a regular source of income
Finance is subject to a credit and affordability assessments.
How do we assess your affordability?
If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability through OpenBanking.
Representative Example:
If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay:
Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92.